Credit Card Statements
Last updated: May 13, 2025
A credit card statement details all transactions, payments, interest charges, and the outstanding balance for a card account over a billing cycle. It is used by cardholders to track spending and pay the owed amount.
Fields
| Field | Description | Example |
|---|---|---|
cardholder_name |
Name of the individual or entity to whom the card is issued. | Jane Doe |
credit_card_number |
Credit card number or partial mask of it. | **** **** **** 1234 |
issuing_bank |
Bank or institution issuing the credit card. | ABC Bank |
statement_period_start |
Start date of the billing cycle. | 2023-08-10 |
statement_period_end |
End date of the billing cycle. | 2023-09-09 |
previous_balance |
Unpaid balance carried from the prior statement. | 200.00 |
payments_and_credits |
Total of payments or credits applied this cycle. | 100.00 |
purchases |
Total amount of new purchases in the period. | 350.00 |
cash_advances |
Amount of any cash advances taken in the period. | 50.00 |
finance_charges |
Interest or finance charges levied this billing cycle. | 5.00 |
new_balance |
Ending balance for the current statement. | 505.00 |
minimum_payment_due |
Minimum required payment to avoid penalties. | 25.00 |
payment_due_date |
Date by which the minimum payment is due. | 2023-09-25 |
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